TERMS OF USE and OTHER IMPORTANT INFORMATION

Please use this online payment service to: 1) pay your balance due in full 2) make partial payments if you have obtained authorization from VCS, INC in regards to an adequate and acceptable payment arrangement 3) make a courtesy payment and propose a payment plan. The terms of your payment proposal does not guarantee acceptance. Conditional endorsements are void and prohibited.

To discuss your account and/or make payment arrangements with a Customer Service Specialist, contact us at 888-992-2312 during standard business hours: Monday through Friday 8:30 a.m. to 5:00 p.m. Eastern Standard Time.

Please be aware that online payments may not post to your account immediately. Please allow 3 business days.

CREDIT CARD / DEBIT CARD TRANSACTION By submitting payment information through this Online portal, you agree to the Terms of Use and any documents incorporated by reference. You further consent and agree to be bound by these Terms of Use, and that use of this payment portal constitutes 'a writing signed by You' and explicit acceptance of these Terms of Use under any applicable law or regulation. Any rights not expressly granted herein are reserved by VCS, INC. By clicking on the "Make Payment" button you are accepting these terms for using this service. Please remember to print this form for your records.

CHECK TRANSACTION By submitting payment information, you are authorizing VCS, INC to reproduce this item as an 'ACH Transaction' for deposit on the date specified above. ACH, which stands for Automated Clearing House, is an electronic transfer of funds that can accelerate the verification process and expedite transfer of money. A transaction that is returned to VCS, INC for any reason may be subject to a returned item fee of the maximum amount allowed by the state codes of the Commonwealth of VA, and by your banking institution. An ACH transaction will be produced utilizing the information from this form you are submitting. You also authorize subsequent attempts to clear this transaction if the original is dishonored or returned for any reason.

OTHER TERMS You authorize us, our successors or assigns, to call you or send a text or email message to you at any number or email address you provide or at any number at which we reasonably believe we can contact you, including calls to mobile, cellular, or similar devices, and including calls using automatic telephone dialing systems and/or prerecorded messages, for any lawful purpose, including but not limited to: (1) suspected fraud or identity theft; (2) obtaining information necessary or desirable; (3) your account transactions or servicing; and (4) collecting on your account. Numbers you provide include numbers you give us and/or numbers from which you call us, our successors or assigns. You agree to pay any fee(s) or charge(s) that you may incur for incoming calls from us, and/or outgoing calls to us, to or from any such number, without reimbursement from us. By using this payment method you agree no dispute exists between you and the creditor; and, that any previous dispute has been resolved. You represent to us and agree that you are not represented by an attorney and that you are not presently a petitioner in bankruptcy and that the debt you are paying has not been discharged in any bankruptcy proceeding.

REFUND POLICY If you have made an error in payment or wish to cancel a payment; or to request a refund of a processed payment, please call our office at (888) 992-2312 to speak to a representative. Refunds will be processed immediately after our investigation is complete.

VENUE By using this payment method you agree to the personal jurisdiction of the courts of Albemarle County, Virginia and that your use of this web site is governed by the laws of the Commonwealth of Virginia.

*THIS IS AN ATTEMPT TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.*

VCS, Inc is a debt collector and a DBA of Valley Credit Service, Incorporated. This communication is from a debt collector By clicking on the "Make Payment" button you are accepting and agreeing to be bound by these Terms of Use and the stated fees for using this service. Please print a copy of this page for your records.

*North Carolina Department of Insurance Permit Number 102532* Corporate office: VCS, Inc PO Box 7090 Charlottesville, VA 22906 USA